Terms & Conditions

Effective Date: July 9, 2026

Welcome to Lake Conroe Insurance Brokerage ("Company," "we," "our," or "us"). By accessing or using this website, you agree to these Terms & Conditions. If you do not agree to these terms, please discontinue use of this website.

1. Website Purpose

This website is provided for informational purposes and to allow visitors to request insurance quotes, obtain information about insurance products, and communicate with our agency.

Nothing on this website constitutes legal, tax, financial, or insurance advice. Information provided is general in nature and may not apply to your specific circumstances.

2. Insurance Quotes

Any quote, estimate, premium indication, or coverage comparison provided through this website or by our agency is:

  • An estimate only.
  • Subject to underwriting approval.
  • Subject to carrier eligibility guidelines.
  • Subject to verification of all information provided.
  • Subject to policy terms, conditions, exclusions, endorsements, and applicable state laws.

Quotes do not constitute an offer of insurance or a binder of coverage.

Coverage is not effective until:

  • An application has been approved by the insurance carrier (when required);
  • The policy has been issued or a binder has been provided by an authorized representative; and
  • Any required premium has been received and accepted.

Do not assume you have insurance coverage until you receive written confirmation.

3. No Binding Authority Through This Website

Submitting a quote request, payment inquiry, contact form, email, voicemail, text message, or other electronic communication through this website does not bind insurance coverage, alter existing coverage, or cancel a policy.

Requests for policy changes or cancellations are not effective until confirmed in writing by our agency or the applicable insurance carrier.

4. Accuracy of Information

You agree that all information submitted through this website is accurate, complete, and truthful.

Providing false or misleading information may result in:

  • Denial of coverage
  • Rescission of a policy
  • Higher premiums
  • Claim denial
  • Possible civil or criminal penalties where permitted by law
5. Carrier Availability

As an independent insurance agency, we represent multiple insurance companies.

Not all insurance products are available in every state, county, or ZIP code. Eligibility varies by carrier, underwriting guidelines, property characteristics, loss history, and other factors.

Carrier availability may change without notice.

6. No Professional Advice

Information contained on this website should not be considered legal, tax, accounting, or financial advice.

You should consult qualified professionals regarding your specific situation.

7. Intellectual Property

All website content, including text, graphics, logos, photographs, marketing materials, videos, designs, and other content, is the property of Lake Conroe Insurance Brokerage unless otherwise noted.

No content may be copied, reproduced, distributed, or used without prior written permission.

8. Third-Party Websites

Our website may contain links to third-party websites, including insurance carriers, payment portals, government agencies, or service providers.

We are not responsible for the content, security, privacy practices, or availability of third-party websites.

9. Limitation of Liability

To the fullest extent permitted by Texas law, Lake Conroe Insurance Brokerage shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

  • Use of this website;
  • Reliance upon website information;
  • Website interruptions;
  • Technical errors;
  • Delays in communication;
  • Cybersecurity incidents beyond our reasonable control; or
  • Failure of electronic communications.

Your use of this website is at your own risk.

10. Electronic Communications

By submitting forms through this website, you consent to receive communications regarding your request by telephone, email, or text message.

Message and data rates may apply.

You may opt out of marketing communications at any time; however, we may still contact you regarding existing policies, quote requests, service matters, or legally required communications.

11. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and safeguard your information.

12. Texas Law

These Terms & Conditions are governed by the laws of the State of Texas without regard to conflict of law principles.

Any disputes arising from the use of this website shall be resolved in the appropriate state or federal courts located within Texas.

13. Changes to These Terms

We reserve the right to modify these Terms & Conditions at any time.

Changes become effective immediately upon posting on this website. Continued use of the website constitutes acceptance of the revised Terms.

14. Contact Information

Lake Conroe Insurance Brokerage
Phone: 832-429-4287
Email: emily@conroeins.com
Website: www.conroeins.com

If you have questions regarding these Terms & Conditions, please contact us using the information above.